Finuity Blog
When One Life Insurance Policy Can Serve Two Planning Objectives
The evolving role of life insurance in financial planning For many business owners, life insurance...
Looking Beyond Traditional Employee Benefits
The changing expectations of employee benefits Employee benefits plans have traditionally focused...
When One Life Insurance Policy Can Serve Two Planning Objectives
The evolving role of life insurance in financial planning For many business owners, life insurance begins as a straightforward form of protection. It may provide liquidity to pay taxes at death, preserve the value of an estate, or help ensure that family members are...
Looking Beyond Traditional Employee Benefits
The changing expectations of employee benefits Employee benefits plans have traditionally focused on providing broad protection through health, dental, disability, and life insurance coverage. While these core benefits remain an important part of any compensation...
Why Employers Are Expanding Benefits Plans Beyond Traditional Insurance
Expanding the definition of employee benefits Employee expectations around workplace benefits have evolved considerably in recent years. While traditional group insurance plans continue to play an important role, many employers are recognizing that employees...
Maximizing the Capital Dividend Account (CDA) Through Corporate Planning
Moving beyond the basics of the Capital Dividend Account For business owners who are familiar with the Capital Dividend Account (CDA), the initial focus is often on understanding how it works and when it can be used to pay tax-free dividends. Once that foundation is...
Understanding the Capital Dividend Account (CDA) for Business Owners
A lesser-understood component of corporate planning For many business owners, corporate financial planning involves more than simply managing income and expenses. The structure of a private corporation introduces additional opportunities and complexities, particularly...
Health Spending Accounts for Employers: How They Work and When They Make Sense
A shift toward flexible benefits design As employee expectations around benefits continue to evolve, many Canadian employers are reconsidering how their plans are structured. Traditional group benefits programs, while still valuable, may not fully address the diverse...