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Should You Offer Critical Illness Insurance as a Voluntary Benefit?

Should You Offer Critical Illness Insurance as a Voluntary Benefit?

by Finuity | Jul 30, 2025 | BETTER BENEFITS 4 U

Critical illness insurance can be a valuable addition to any group benefits program—but should it be employer-paid, employee-paid, or offered as an optional add-on? The right approach depends on your company’s goals, budget, and culture. Understanding the trade-offs...
Critical Illness Insurance for Family-Owned Businesses: Why It Matters

Critical Illness Insurance for Family-Owned Businesses: Why It Matters

by Finuity | Jul 30, 2025 | EXECUTIVE PLANNING 4 U

In a family-owned business, the line between personal and professional is often blurred. When a founder or key family member faces a critical illness, the consequences can ripple through both the business and the household. Without a plan in place, illness can lead to...
What Happens to Your Business if You Face a Critical Illness?

What Happens to Your Business if You Face a Critical Illness?

by Finuity | Jun 30, 2025 | EXECUTIVE PLANNING 4 U

Most business owners have plans for economic downturns, supply chain disruptions, or competitive threats. However, far fewer have a strategy in place for what to do if they themselves face a serious illness. The reality is stark: a critical illness can affect more...
The Fine Print: Common Exclusions in Critical Illness Insurance

The Fine Print: Common Exclusions in Critical Illness Insurance

by Finuity | Jun 30, 2025 | BETTER BENEFITS 4 U

What business owners need to watch for when purchasing a policy Critical illness insurance offers valuable protection—but understanding the exclusions is just as important as understanding the benefits. Business owners often rely on this coverage to support...
Navigating Executive Compensation: Salary, Dividends, and Deferred Plans

Navigating Executive Compensation: Salary, Dividends, and Deferred Plans

by Finuity | May 28, 2025 | EXECUTIVE PLANNING 4 U

For incorporated professionals and business owners, compensation is more than just a paycheque—it’s a strategy. The way you pay yourself affects not only your personal taxes but also your corporate efficiency, retirement savings potential, and long-term wealth plan....
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