Finuity Blog

When One Life Insurance Policy Can Serve Two Planning Objectives

The evolving role of life insurance in financial planning For many business owners, life insurance begins as a straightforward form of protection. It may provide liquidity to pay taxes at death, preserve the value of an estate, or help ensure that family members are...

Looking Beyond Traditional Employee Benefits

The changing expectations of employee benefits Employee benefits plans have traditionally focused on providing broad protection through health, dental, disability, and life insurance coverage. While these core benefits remain an important part of any compensation...

Why Employers Are Expanding Benefits Plans Beyond Traditional Insurance

Expanding the definition of employee benefits Employee expectations around workplace benefits have evolved considerably in recent years. While traditional group insurance plans continue to play an important role, many employers are recognizing that employees...
Creating a Mentally Healthy Workplace

Creating a Mentally Healthy Workplace

Work environments have a significant impact on employees’ mental health. Unhealthy workplaces can increase employee stress and worsen mental health. They can also damage workplace communication, productivity, performance and morale. Did You Know? According to the...

Boomers, Kids, and Retirement’s Tightrope

Boomers, Kids, and Retirement’s Tightrope

Supporting Adult Children: The Unforeseen Challenge to Baby Boomer Retirement In an era where financial responsibility is critical, there's an unexpected tension point lurking in many households: the Baby Boomers— the generation that's now knocking on retirement's...

Combating the Rising Threat of Financial Fraud for Older Adults

Combating the Rising Threat of Financial Fraud for Older Adults

In 2021 alone, 67,815 Canadians fell victim to financial fraud, losing more than $380 million, according to the Canadian Anti-Fraud Center. Disturbingly, fraud stands as the No. 1 crime against older Canadians. This issue isn't isolated to Canada. That same year, the...

The Importance of Career Ladders

The Importance of Career Ladders

Navigating the professional world requires a clear vision, and for employees, that often means understanding their potential trajectory within an organization. Career ladders serve as that guiding compass, ensuring both employers and employees benefit from a...

Thriving in a Rising Interest Rate Environment

Thriving in a Rising Interest Rate Environment

Understanding the Cost and Cash Flow Implications The financial landscape is ever-changing, and the interest rate is one of the most impactful components. As interest rates rise, borrowers must prepare for potential increases in their loan costs. Understanding the...