Finuity Blog
Why Employers Are Expanding Benefits Plans Beyond Traditional Insurance
Expanding the definition of employee benefits Employee expectations around workplace benefits have...
Maximizing the Capital Dividend Account (CDA) Through Corporate Planning
Moving beyond the basics of the Capital Dividend Account For business owners who are familiar with...
RRSPs Versus Corporate Investing for Business Owners
A common question for incorporated professionals For many business owners and incorporated professionals, retirement planning presents a different set of choices than those faced by salaried employees. Income may be earned through a corporation, and decisions about...
Designing Benefits Plans for Hybrid Workforces
The changing structure of the workplace Over the past several years, many Canadian businesses have shifted toward hybrid work models that combine time in the office with remote work. While this transition has provided greater flexibility for employees, it has also...
When Was the Last Time You Audited Your Benefits Plan?
Most business owners review their financial statements regularly. Budgets are revisited. Contracts are renegotiated. Operational efficiencies are assessed. Yet many group benefits plans go years without a formal review. A benefits plan is not a static document. It...
Preparing Your Children for the Responsibility of Wealth
For many successful business owners and professionals, building wealth required discipline, risk, sacrifice, and long-term thinking. Yet when it comes to talking about that wealth with their children, even confident leaders often hesitate. Money conversations can feel...
The Real Cost of Avoiding Estate Planning
Why waiting carries a higher price than you think Most successful professionals and business owners in Canada know they should have a will, a plan, and a clear roadmap for what happens if they die or become incapacitated. Yet estate planning often sits on the...
Group Benefits vs. Individual Coverage: What Employers Need to Know
Many business owners eventually ask the same question: “If my employees can buy their own insurance, do I really need a group benefits plan?” It is a fair question, especially when premiums are rising and every cost line is under review. On the surface, letting...