Finuity Blog
Understanding the Capital Dividend Account (CDA) for Business Owners
A lesser-understood component of corporate planning For many business owners, corporate financial...
Health Spending Accounts for Employers: How They Work and When They Make Sense
A shift toward flexible benefits design As employee expectations around benefits continue to...
How to Support Employee Mental Health Without Adding Cost
The Growing Importance of Mental Health Mental health is becoming a top priority for employers—and for good reason. Poor mental health can increase absenteeism, reduce productivity, and lower morale, all of which impact your bottom line. Yet many businesses believe...
Using a Holding Company to Support Your Estate Plan
Tax efficiency, wealth transfer, and asset protection strategies for Canadians Incorporated business owners in Canada often accumulate wealth inside their corporations over time. But when it comes to estate planning, how that wealth is structured — and how it flows to...
Why Life Insurance Is a Key to Financial Confidence and Mental Well-being
How coverage contributes to peace of mind—and what employers and advisors can do about it. For many Canadians, financial stress isn’t just about the numbers—it’s about the mental load that comes with uncertainty. Questions like “What would happen to my family if I...
Why It’s Risky to Leave Business Succession Undocumented
Protecting against conflict, disruption, and unplanned exits In the early years of building a business, the focus is naturally on growth, hiring, and daily operations. But as your business matures and gains value, the risk of leaving succession undocumented grows....
How to Build a Group Benefits Plan That Scales with Your Growing Business
As your business grows, so do the expectations of your team—and the demands on your group benefits plan. What may have worked in the early stages can quickly start to strain under the weight of a larger, more complex organization. For many growing Canadian companies,...
The Case for Insured Retirement Plans
How business owners can unlock tax-efficient retirement income while protecting their legacy Rethinking Traditional Retirement Planning Many Canadian business owners and incorporated professionals are familiar with retirement tools like RRSPs, IPPs, or TFSAs. While...