Finuity Blog
RRSPs Versus Corporate Investing for Business Owners
A common question for incorporated professionals For many business owners and incorporated...
Designing Benefits Plans for Hybrid Workforces
The changing structure of the workplace Over the past several years, many Canadian businesses have...
How Life Insurance Can Solve Family Inheritance Challenges for Legacy Assets
For many Canadians, the assets they hope to pass down—like a second property, family business, or recreational land—carry far more than financial value. They represent legacy, identity, and shared memories. But when it comes time to pass these assets on, things can...
Why Critical Illness Coverage Is Gaining Ground with Millennials
Millennials and Gen Z are reshaping the future of workplace benefits—and critical illness insurance (CI) is gaining traction with these younger generations. While often associated with older workers, CI is increasingly appealing to employees in their 20s, 30s, and...
Should You Offer Critical Illness Insurance as a Voluntary Benefit?
Critical illness insurance can be a valuable addition to any group benefits program—but should it be employer-paid, employee-paid, or offered as an optional add-on? The right approach depends on your company’s goals, budget, and culture. Understanding the trade-offs...
Critical Illness Insurance for Family-Owned Businesses: Why It Matters
In a family-owned business, the line between personal and professional is often blurred. When a founder or key family member faces a critical illness, the consequences can ripple through both the business and the household. Without a plan in place, illness can lead to...
What Happens to Your Business if You Face a Critical Illness?
Most business owners have plans for economic downturns, supply chain disruptions, or competitive threats. However, far fewer have a strategy in place for what to do if they themselves face a serious illness. The reality is stark: a critical illness can affect more...
The Fine Print: Common Exclusions in Critical Illness Insurance
What business owners need to watch for when purchasing a policy Critical illness insurance offers valuable protection—but understanding the exclusions is just as important as understanding the benefits. Business owners often rely on this coverage to support...