Finuity Blog
The Real Cost of Avoiding Estate Planning
Why waiting carries a higher price than you think Most successful professionals and business...
Group Benefits vs. Individual Coverage: What Employers Need to Know
Many business owners eventually ask the same question: “If my employees can buy their own...
Retirement Compensation Arrangements: An Option for High-Income Earners
For business owners and senior executives, traditional retirement savings vehicles like Registered Retirement Savings Plans (RRSPs) and Registered Pension Plans (RPPs) may not provide enough income to sustain their lifestyle after retirement. A Retirement Compensation...
How Critical Illness Insurance Supports Business Continuity
Business owners and key employees are the driving force behind a company’s success. When a major health crisis such as cancer, heart attack, or stroke occurs, the effects can ripple through an organization, disrupting revenue streams, operations, and employee...
Protecting Your Retirement with Critical Illness Insurance
You’ve worked hard to build your retirement savings, but have you considered how to protect those funds from unexpected events? While much of the focus in retirement planning revolves around maximizing returns through investments like RRSPs, it’s just as critical to...
What is Shared Interest Critical Illness Insurance?
Shared Interest Critical Illness Insurance, also known as split-dollar critical illness insurance, is a strategic insurance solution designed to benefit both businesses and their key employees. This approach allows companies to protect themselves against the financial...
What is Critical Illness Insurance?
Critical illness insurance provides a financial lifeline during life’s most challenging moments. If you’re diagnosed with a covered medical condition—such as cancer, a heart attack, or a stroke—it pays out a one-time, tax-free lump sum that can be used however you see...
Key Features of DPSPs: Benefits for Executives
Deferred Profit Sharing Plans (DPSPs) offer a strategic advantage for organizations looking to attract and retain top talent while helping key individuals enhance their retirement savings. As a flexible alternative to traditional pension plans, DPSPs provide tax...